AmeriServ Financial, Inc. Dividend Stock Review NASDAQ
AmeriServ Financial, Inc. (ASRV) Dividend Details and dates on NASDAQ
AmeriServ Financial, Inc.
AmeriServ Financial, Inc. operates as a bank holding company, which provides consumer, mortgage and commercial financial products and services through its subsidiary. Its principal activities consist of owning and operating subsidiaries, such as AmeriServ Financial Bank, AmeriServ Trust & Financial Services Co. and AmeriServ Life Insurance. It operates through the following business segments: Retail Banking, Commercial Banking, Trust and Investment/Parent. The Retail Banking segment includes the deposit-gathering branch franchise, lending to both individuals and small businesses, and financial services. The Commercial Banking segment includes business lending, commercial loans, and commercial real-estate loans. The Trust segment contains its wealth management businesses, which include the trust company and West Chester Capital Advisors, its registered investment advisory firm. The Investment/Parent segment includes the net results of investment securities and borrowing activities, general corporate expenses not allocated to the business segments, interest expense on guaranteed junior subordinated deferrable interest debentures, and centralized interest rate risk management. The company was founded in January 1983 and is headquartered in Johnstown, PA.
Finance Regional Banks
Based on our research score of 68% we can not conclude that investing in AmeriServ Financial, Inc. ( ASRV ) for dividend growth and capital gains is a good idea.
Dividend income advisory for ASRV
Dividend Yield for ASRV
The expected yield for ASRV is 1.92 %, which can be considered at the lower side, after taxation the dividend will return barely more than inflation.
How is ASRV priced
ASRV has a trailing price to earnings ratio (P/E) of 9.33. The ratio is determined by the performance in the last 12 months. The P/E ratio seems very good, however we should verify if there are no exceptional reasons for AmeriServ Financial, Inc. to record this P/E ratio.
Debt to equity of ASRV
With the Debt To Equity rate of ASRV (1.1) we can conclude that AmeriServ Financial, Inc. has more external liabilities than equity provided by shareholders. The company is leveraging it's investments with external cash. This can result in more returns but comes at a higher risk.
Price Prediction for ASRV
On average analists predict that ASRV will be correctly priced after a -22%. change. Analists are not bulling on the performance of ASRV
Upcoming Dividends for ASRV
No Upcoming dividends declared.
Dividends in past 12 months ASRV
||Ex Dividend Date
Historical Dividends & Cap Growth for ASRV
Past 5 Year Capital Gains 33.55 %
Dividend yield 9.84 %
Growth including dividends 43.39%
Latest news for ASRV
2019-06-13 Is AmeriServ Financial, Inc. (NASDAQ:ASRV) An Attractive Dividend Stock?
Today we'll take a closer look at AmeriServ Financial, Inc. (NASDAQ:ASRV) from a dividend investor's perspective…
Original Article @ Yahoo Finance
Dividend Stats For ASRV
- Current Dividend Yield 1.92%
- Past Year Payout: 0.09 USD
- Next Ex Dividend Undeclared
- Next Payment: N/A USD
- Our score 68 %